The Complete Rulebook
WealthCraft | 2 - 4 Players | Ages 14+
Overview & Goal
Welcome to WealthCraft, the ultimate financial strategy simulation board game. Your goal is simple but challenging: Be the first player to build a net worth of 1 Crore (100L) in Cash, Bonds, and Stocks combined. Navigate fluctuating market cycles, manage volatile stock rallies and crashes, participate in sealed house auctions, audit your rivals, and strategically trade to outplay the market.
🎮 Initial Setup
- Each player receives 10L Cash to start.
- All players begin on the Start Tile.
- Initial Stocks and Bonds start at 0L.
- Before the first roll, each player may rebalance their 10L freely into bonds or stocks in 5L blocks.
⚙️ Win Conditions
- When any player's net worth reaches 100L, the endgame triggers.
- All players complete the current round so everyone has had equal turns.
- The player with the highest net worth wins.
- Tiebreaker: Player with more holdings in Stocks wins.
Your Turn Sequence
During your turn, actions must be performed in the following strict order:
Roll & Move
Roll the dice and move your token forward by the exact number rolled.
Collect Income
Add 5L cash to your balance (blocked if currently on an Income Freeze tile).
Tile Action
Execute the effect of your landing tile. All tile actions are mandatory.
Trade Offer (Optional)
Propose a deal (mix of Cash, Bonds, Stocks) to any player. Both players must agree.
Audit Portfolio (Optional)
Inspect a rival's portfolio for holdings above the 40L threshold. False alarms cost 5L.
Asset Rebalance (Optional)
Convert assets mid-year in 5L blocks. Each mid-year transaction incurs a 3L penalty.
Assets & Year-End Returns
All asset investments, purchases, and rebalancing transactions must be in multiples of 5L blocks. Returns are calculated and paid at Year-End only (when landing on or passing the Start tile). Only complete 5L blocks earn returns; partial blocks do not qualify. All returns are paid directly in Cash.
| Asset Class | Return Rate | 5L | 10L | 15L | 20L | 25L+ |
|---|---|---|---|---|---|---|
| 💰 Cash | No return | ₹0L | ₹0L | ₹0L | ₹0L | ₹0L |
| 🛡️ Bonds | +1L return / 5L block | +₹1L | +₹2L | +₹3L | +₹4L | +₹5L |
| 📈 Stocks | +2L return / 5L block | +₹2L | +₹4L | +₹6L | +₹8L | +₹10L |
House Purchases
You must own a house by the end of Year 3. Bid in sealed auctions (min 10L) when landing on the House Auction tile. If missed, buy at market price (20L cash). If unowned at Year 3 Year-End, pay 20L automatically (can go negative).
Portfolio Audits
Years 1–2: Players become auditable if they hold more than 20L in any single asset class.
Year 3 onwards: Players become auditable if they hold more than 40L in any single asset class.
On a successful audit, all excess above the applicable threshold is confiscated and transferred to the auditing player.
False audits cost 5L.
Trading & Free Trade
Offer a trade once per turn to any active player. Deals can combine Cash, Bonds, and Stocks. Both players must mutually agree.
Free Trade Zone: If a trade is executed inside this zone and represents 25L+ in assets, both players receive a 5L incentive.
Tile Reference Directory
Global asset crash. All players lose 3L stocks per complete 5L stocks held.
Global asset boom. All players gain 3L stocks per complete 5L stocks held.
Reward. Collect 2L cash immediately from the bank.
Your stocks boom. Receive +2L stocks per 5L stocks held (only you).
Your stocks drop. Deduct -2L stocks per 5L stocks held (only you).
Early investment opportunity. Invest up to 5L cash, receive 2x that amount in stocks.
Temporary block. You do not collect the 5L income during Step 2 of this turn.
Unforeseen expenses. Draw a fee randomly and pay 5L or 10L cash to the bank.
Option to pay 2L to roll: 1-2 = nothing, 3-4 = receive +2L cash, 5-6 = receive +5L cash.
Sealed-bid auction. All players submit a secret bid (min 10L). Highest bid wins.
Targeted tax inspection. Pay 2L to bank to target any rival; they must pay 5L to the bank.
Takeover action. Confiscate up to 5L of any asset type from any rival. Cannot split assets.
Special zone effect. Gives an additional 5L cash to both players if the executed trade transaction is worth 25L or more.
Beginner Tips & Strategy
Avoid hoarding idle cash early in the game because it yields zero returns. Rebalance into Stocks early to accelerate your wealth building. Keep a small buffer (5L cash) for unexpected emergency tiles and begin saving 10-15L cash specifically for the first House Auction.
Diversify your holdings. While Stocks can skyrocket, they are extremely vulnerable to market and individual crashes. Bonds offer lower yield (+1L / 5L) but are completely crash-proof—ideal for locking in stability as you approach the 100L target.
Constantly monitor your opponent's holdings. If their portfolio card highlights any asset exceeding the applicable threshold (20L early, 40L later), initiate an audit to slice down their wealth. To protect yourself, always utilize the free Year-End rebalance phase to stay under the current limit.
When a player gets close to 100L, coordinate with other players to target them via Hostile Takeovers or Tax Raids. Leverage trade deals with trailing players who might have crash-resistant Bonds or highly liquid cash you need to purchase your final assets.